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What keeps you up at night? How do you attract the best and brightest to help you grow the dealership? Medical premiums just increased 20%; how do you provide and afford competitive benefits? How do you keep your key people from leaving? There is way too much information and not enough answers...
As an auto dealer, the problems you face are many and varied and they usually require complex solutions.
Northwestern Mutual's AIADA Strategic Benefit Consulting Group helps dealers reduce that complexity and increase the financial security of not only the dealership, but also your employees.
Benefit costs have been rising at rates far outstripping inflation and your employees' earnings.
Traditional methods of passing through premium increases to employees' contributions, or shifting healthcare costs to the employee through plan design have been able to help reduce the trend, but none of these do anything to tackle the problem of managing our healthcare pro-actively or strategically.
Much as described in the 1895 Parable of the Dangerous Cliff, "To rescue the fallen is good, but 'tis best to prevent other people from falling."
This is the rationale behind such health productivity management tools as disease management programs, health risk assessments, wellness initiatives, smoking cessation programs, on-site medical clinics and pharmacies, save a co-pay benefits, among others. They are intended to help you identify those unidentified participants who are currently not taking care of themselves and will likely have an event in the near future, and get this "next 5%" engaged in their healthcare, to convert them from "utilizers" to "participants."
Creating a culture of health requires a comprehensive platform of behavior change such as repetitive education and outreach through e-mails, podcasts, or health site content; "walk the walk" programs such as changing the food in the vending machine; and community development through accountability programs such as weight loss groups or walking parties.
We are part of a nationwide network of employee benefit specialists. You will enjoy the convenience of having someone who can provide you with the support you need, along with access to one of the largest networks of experts in the nation.
Find out how we can help you with this important part of your business. For an introduction and review of your employee benefits program, please contact David Markley toll free at 1(855)-55AIADA (1-855-552-4232) or at david.markley@nmfn.com.
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